Gadget Insurance Product Information Document (IPID) and Policy Wording
Policies underwritten by UK General Insurance Ltd prior to 1 November 2018
Gadget Insurance Policy Wording
Prior to 1 November 2017 – Gadget Insurance Policy Wording
From 1 November 2017 – Gadget Insurance Policy Wording
From 1 February 2018 – Gadget Insurance Policy Wording
From 21 March 2018 – Gadget Insurance Policy Wording
From 15 May 2018 – Gadget Insurance Policy Wording
From 25 July 2018 – Gadget Insurance Policy Wording
Gadget Insurance Product Information Document (IPID)
From 6 September 2018 – Gadget Insurance Product Information Document (IPID)
Gadget Insurance Key Facts
Prior to 1 November 2017 – Gadget Insurance Key Facts
From to 1 November 2017 – Gadget Insurance Key Facts
From 1 February 2018 – Gadget Insurance Key Facts
From 21 March 2018 – Gadget Insurance Key Facts
From 15 May 2018 – Gadget Insurance Key Facts
From 25 July 2018 – Gadget Insurance Key Facts
Policies incepted or renewed from 1 November 2018 (Zenit h Insurance)
Gadget Insurance Policy Wording
From 1 November 2018 – Gadget Insurance Policy Document
From 1 November 2019 – Gadget Insurance Policy Document
Insurance Product Information Document (IPID)
From 1 November 2018 – Insurance Product Information Document
From 1 November 2019 – Insurance Product Information Document
Policies incepted or renewed from 31 March 2022 (West Bay Insurance)
Gadget Insurance Policy Wording
From 31 March 2022 – Policy wording
Insurance Product Information Document (IPID)
From 31 March 2022 – Insurance Product Information Document
Insurer Information
This insurance is arranged by Supercover Insurance Ltd and underwritten by West Bay Insurance Plc, Authorised Insurers, registered in Gibraltar No 84085. Registered Office: 846-848 Europort, Gibraltar.
Supercover Insurance Ltd and West Bay Insurance Plc are part of the Markerstudy Group of Companies.
Supercover Insurance Ltd is registered in England and Wales, registration no. 03058631. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent TN13 2QB. Authorised and regulated by the Financial Conduct Authority (No. 313806). This can be checked on the Financial Services
Register at www.fca.org.uk/firms/systems-reporting/register or by contacting them on 0800 111 6768.
West Bay Insurance Plc is regulated by the Gibraltar Financial Services Commission and subject to a limited regulation by the Financial Conduct Authority and the Prudential Regulation Authority in respect of underwriting insurance business in the UK (Number 211787).
West Bay Insurance Plc is a member of the Association of British Insurers.
All Supercover claims are processed by Direct Group Limited. Certain subsidiaries of Direct Group Limited are authorised and regulated by the Financial Conduct Authority. Registered office: Quay Point, Lakeside Boulevard, Doncaster, South Yorkshire, DN4 5PL. Financial Services Register number: 307332. Company number: 2461657. Registered in England & Wales.

Telephone No.0191 519 4000