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Getting the right smartphone insurance cover.

Smartphones are now a very important part of everyday life. They give you the freedom to communicate anytime and anywhere. But what if something happened to your phone? At MultiGadget.Insure, we are here to try and take the worry away should the worst happen. We will provide you with great cover and value for your smartphone insurance.

The key features of our smartphone insurance.

  • Accidental damage cover.
  • Insurance against loss or theft.
  • Liquid damage cover.
  • Breakdown outside of manufacturers guarantee.
  • Low policy excess and much more.
Get on cover

What cover do you get from us?

  • Accidental Damage

    If your phone is damaged as the result of an accident, we’ll repair it or replace it.

  • Loss

    If you accidentally or unintentionally lose your smartphone, we’ll replace it.

  • Liquid damage

    If your smartphone is damaged after accidentally coming into contact with liquid, we’ll replace it.

  • Theft

    If you’re unlucky enough to have your smartphone stolen, we’ll replace it.

  • Breakdown

    We’ll cover you if your smartphone breaks down outside of the manufacturers guarantee period.

  • Low excess

    A low excess to pay, if you are unfortunate enough to need to make a claim on your policy.

Our smartphone insurance policy entitles you to repair or replacement of your smartphone. The policy extends to provide cover for up to 90 days in any one annual period of insurance whilst you are abroad.

The intention of this smartphone insurance cover is to put you back in the same position as immediately prior to any loss or damage occurring. It is not a replacement as new policy.

More information about our smartphone insurance cover.

Key Facts

Why choose our smartphone insurance?

The arrival of the new wave of smartphones and iPhones has also meant a big increase in the cost to replace them.  Paying a small monthly premium for smartphone insurance could save you a major headache should anything happen to your phone.  In reality, the higher the value of your smartphone, the more important it is to make sure that you have some form of insurance against damage or loss.

You should seriously consider smartphone insurance if:

  • You have an expensive smartphone or iPhone handset.
  • You have a history of lost or broken phones.
  • You would struggle to afford to replace your handset.
  • Or you rely on your phone and would need a replacement promptly.

Get covered for a low monthly price.

Check our price and cover against the major retailers.

If you’ve just invested heavily in a new smartphone deal, you may be tempted by the retailer’s offer to take out their insurance at the same time.  Before you buy, read their terms and conditions carefully. You should check the excesses and exclusions, and weigh up how likely you are to lose or damage your phone against the cost of the insurance and the worst-case-scenario cost of replacing your handset.

You could also extend your home insurance policy to cover your smartphone. However, this will be limited in cover. It won’t provide the specialist cover that dedicated smartphone insurance will automatically include. Plus, you’ll likely have a higher excess to pay in the event of a claim. It will also affect your home insurance premium if a claim is made.

It’s worth bearing in mind that if you don’t have smartphone insurance, you’ll be liable for the cost of any calls made if the phone is stolen. Our smartphone insurance policies will cover this. Please read the policy conditions carefully. A claim may be refused if you left your phone unattended in a public place, or failed to report the theft to your mobile company and the police within 24 hours.

If you have a few minutes, why not read the Which? report into mobile phone insurance benefits here.

Don’t leave things to chance – buy our specialist smartphone insurance policy today!

Get covered

It's easy to get cover for your smartphone.

Quoting online with us is quick and easy. Just answer a few simple questions, and give us some information about your smartphone. You could be on cover within a matter of minutes.

The Insurance Cover Process.


Fill in your details.

Simple and straightforward, just enter your name, address and contact details.


Enter your smartphone information.

Complete the form with the make, model and other details about the smartphone you’d like to be covered for.


Important information.

We’ll need the IMIE number for your smartphone, which acts as your devices unique identifier. You can usually find this on your phone by dialing *#06#



We’ll ask you for your debit/credit card details, and bank details to set up your direct debit instalments.


That's it - all done!

You’ll have instant access to your policy documents. Don’t forget to create your account, so you can log in anytime during the year to make changes to your policy.

Buy cover

Why insure with us?

We are a forward thinking insurance broker. We have over 30 years experience in providing various insurance covers to our customers. We are always looking to offer our customers the best choice and value.

So, we have now teamed up with Supercover. They are one of the UK’s leading gadget insurers. This will bring our customers top quality gadget insurance at a low monthly cost.

Low Price.

You’ll pay a low monthly price to insure your smartphone with us.

Efficient Service.

You can buy your cover online, or speak to our agents. We will provide a friendly, personal and efficient service.

Simple Documents.

We try to make our documents as simple and easy to read as possible. So, you are in no doubt about your cover.

Quality Cover.

We will include many things as standard with your policy, which others may exclude or charge you for.

Fast Claims Service.

If you’re unfortunate enough to need to make a claim, our specialist claims handlers will deal with you quickly and professionally.

Monthly Payments.

Your payments are collected monthly. So, you have no worries about forgetting to pay and keeping your smartphone insured.

You’ve come to the right place for your smartphone insurance!

More About Us Get on cover

Its not just smartphone insurance that we can provide you with – we’ve a wide range of products for you to choose from.

We can insure your
  • iPhone
  • tablet
  • gadgets
  • smartphone
  • iPad
  • laptop
  • mobile phone
  • multiple gadgets

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